FBA Budget 2026

Risk Mitigation - Home Builds

Best case finish scenario - {| class="wikitable" |+ Best-Case Post–Crash Course House Completion (24 Crew, 2 Build Days/Week, No Inspections) ! Phase ! Scope ! Labor (hrs) ! Calendar Time (weeks) ! Notes |- | Disassembly, Transport, Set, Tie-Down, Leveling, Weatherproofing Repairs | Final separation (if any), loading/hauling, setting in place, anchoring, leveling, resealing joints, flashing, roof/wall patching | 80–120 | 0.5–1.0 | Assumes minimal transport damage and standardized foundation/interface details |- | Utility Hookups / Service Gear (Simplified) | Electrical service tie-in, grounding, panel hookup, minimal plumbing or off-grid connections | 40–80 | 0.3–0.8 | No permitting or inspection delays; materials pre-staged |- | Interior Finish Completion & Corrections | Minor drywall/paint touch-ups, trim corrections, hardware tightening, surface sealing | 60–120 | 0.5–1.5 | House exits crash course at ~90–95% finish quality |- | Code-Related Items (Even If Not Inspected) | Smoke/CO alarms, GFCI/AFCI devices, handrails/guards, egress hardware, labeling | 20–40 | 0.2–0.5 | Simple retrofits with pre-kitted components |- | Site Items | Steps/landing, skirting, minor grading, splash control, threshold sealing | 30–60 | 0.3–0.8 | Standard site conditions; no major earthwork |- | Punch List & Buyer-Ready Detailing | Caulking, paint touch-ups, door/window adjustments, cleaning, final detailing | 20–40 | 0.2–0.5 | One-pass punch list; limited rework |- | TOTAL | End-of-transport to sale-ready | 250–400 | ~2–4 weeks | Best-case outcome driven by high completeness at transport and standardized systems |}

OSE High-Enrollment Financial Scenario (6 Months)

(source - [1])

Assumptions

• 50 Enterprise participants @ $10k
• Full production rate → ~1 house every 4 weeks ≈ 6 houses in 6 months
• Net margin per house: $100k
• Builder Crash Course: 24 participants @ $2k
• Trial Track: 25 participants @ $6k
• Cabin cost: $2,000 per person (50 cabins)
• Full staffing model (education, construction, site ops, admin)
• Infrastructure buildout: Rapid Learning Facility, Hangar, New Housing

Section	Category	Calculation	Amount
Revenue	House Builds	6 × $100,000	$600,000
	Enterprise Track	50 × $10,000	$500,000
	Builder Crash Course	24 × $2,000	$48,000
	Trial Track	25 × $6,000	$150,000
	Other / Workshops / Events	Estimate	$50,000
	Total Revenue		$1,348,000
Costs	Staffing (Full Team)	Ops, build, education, admin	$420,000
	Rapid Learning Facility	Fixed	$50,000
	Hangar Completion	Fixed	$50,000
	New Housing	Fixed	$50,000
	Cabins	50 × $2,000	$100,000
	Site Operations	Food, utilities, waste, logistics	$120,000
	Curriculum & Systems	Kits, documentation, program design	$75,000
	Tools & Equipment	Fabrication, construction, maintenance	$60,000
	Insurance, Legal, Compliance	Fixed	$25,000
	Marketing & Recruiting	Media, campaigns, onboarding	$40,000
Total Costs			$940,000
Net Result	Total Revenue		$1,348,000
	Total Costs		$940,000
	Net Surplus (6 months)		+$408,000

OSE Low-Enrollment Financial Scenario (6 Months)

Assumptions

• 24 Enterprise participants @ $10k
• House production at 50% rate → ~2.5 houses in 6 months
• Net margin per house: $100k
• Cabin cost: $2,750 per person
• Lean staff only (“Mode A: Bootstrap Civilization”)
• Site Operations corrected to $32k

Section	Category	Calculation	Amount
Revenue	House Builds	2.5 × $100,000	$250,000
	Enterprise Track	24 × $10,000	$240,000
	Builder Crash Course	24 × $2,000	$48,000
	Trial Track	12 × $6,000	$72,000
	Total Revenue		$610,000
Costs	Staffing (Lean Core)	Core leadership + minimal admin	$192,500
	Rapid Learning Facility	Fixed	$50,000
	Hangar Completion	Fixed	$50,000
	New Housing	Fixed	$50,000
	Cabins	24 × $2,750	$66,000
	Site Operations	Food, utilities, waste, logistics	$32,000
	Curriculum & Systems	Kits, documentation, program design	$45,000
Total Costs			$485,500
Net Result	Total Revenue		$610,000
	Total Costs		$485,500
	Net Surplus (6 months)		+$124,500