FBA Budget 2026

Risk Mitigation - Home Builds

Best case build from Future Builders Crash Course - (very complete at end of crash course):

Best-Case Post–Crash Course House Completion (24 Crew, 2 Build Days/Week, 8 hrs/day, No Inspections)

Phase	Scope	Labor (hrs)	Calendar Time (weeks)	Notes
Disassembly, Transport, Set, Tie-Down, Leveling, Weatherproofing Repairs	Final separation (if any), loading/hauling, setting in place, anchoring, leveling, resealing joints, flashing, roof/wall patching	80–120	0.2–0.3	Assumes minimal transport damage and standardized foundation/interface details
Utility Hookups / Service Gear (Simplified)	Electrical service tie-in, grounding, panel hookup, minimal plumbing or off-grid connections	40–80	0.1–0.2	No permitting or inspection delays; materials pre-staged
Interior Finish Completion & Corrections	Minor drywall/paint touch-ups, trim corrections, hardware tightening, surface sealing	60–120	0.2–0.3	House exits crash course at ~90–95% finish quality
Code-Related Items (Even If Not Inspected)	Smoke/CO alarms, GFCI/AFCI devices, handrails/guards, egress hardware, labeling	20–40	0.05–0.1	Simple retrofits with pre-kitted components
Site Items	Steps/landing, skirting, minor grading, splash control, threshold sealing	30–60	0.1–0.2	Standard site conditions; no major earthwork
Punch List & Buyer-Ready Detailing	Caulking, paint touch-ups, door/window adjustments, cleaning, final detailing	20–40	0.05–0.1	One-pass punch list; limited rework
TOTAL	End-of-transport to sale-ready	250–400	0.65–1.05 weeks	384 labor-hrs/week production capacity

Gantt for Home Completion

Note finish work at final site starts as soon as first section is dropped off. Assumes 1 hour travel time to site.

(source - [1])

OSE High-Enrollment Financial Scenario (6 Months)

(source - [2])

Assumptions

• 50 Enterprise participants @ $10k
• Full production rate → ~1 house every 4 weeks ≈ 6 houses in 6 months
• Net margin per house: $100k
• Builder Crash Course: 24 participants @ $2k
• Trial Track: 25 participants @ $6k
• Cabin cost: $2,000 per person (50 cabins)
• Full staffing model (education, construction, site ops, admin)
• Infrastructure buildout: Rapid Learning Facility, Hangar, New Housing

Section	Category	Calculation	Amount
Revenue	House Builds	6 × $100,000	$600,000
	Enterprise Track	50 × $10,000	$500,000
	Builder Crash Course	24 × $2,000	$48,000
	Trial Track	25 × $6,000	$150,000
	Other / Workshops / Events	Estimate	$50,000
	Total Revenue		$1,348,000
Costs	Staffing (Full Team)	Ops, build, education, admin	$420,000
	Rapid Learning Facility	Fixed	$50,000
	Hangar Completion	Fixed	$50,000
	New Housing	Fixed	$50,000
	Cabins	50 × $2,000	$100,000
	Site Operations	Food, utilities, waste, logistics	$120,000
	Curriculum & Systems	Kits, documentation, program design	$75,000
	Tools & Equipment	Fabrication, construction, maintenance	$60,000
	Insurance, Legal, Compliance	Fixed	$25,000
	Marketing & Recruiting	Media, campaigns, onboarding	$40,000
Total Costs			$940,000
Net Result	Total Revenue		$1,348,000
	Total Costs		$940,000
	Net Surplus (6 months)		+$408,000

OSE Low-Enrollment Financial Scenario (6 Months)

Assumptions

• 24 Enterprise participants @ $10k
• House production at 50% rate → ~2.5 houses in 6 months
• Net margin per house: $100k
• Cabin cost: $2,750 per person
• Lean staff only (“Mode A: Bootstrap Civilization”)
• Site Operations corrected to $32k

Section	Category	Calculation	Amount
Revenue	House Builds	2.5 × $100,000	$250,000
	Enterprise Track	24 × $10,000	$240,000
	Builder Crash Course	24 × $2,000	$48,000
	Trial Track	12 × $6,000	$72,000
	Total Revenue		$610,000
Costs	Staffing (Lean Core)	Core leadership + minimal admin	$192,500
	Rapid Learning Facility	Fixed	$50,000
	Hangar Completion	Fixed	$50,000
	New Housing	Fixed	$50,000
	Cabins	24 × $2,750	$66,000
	Site Operations	Food, utilities, waste, logistics	$32,000
	Curriculum & Systems	Kits, documentation, program design	$45,000
Total Costs			$485,500
Net Result	Total Revenue		$610,000
	Total Costs		$485,500
	Net Surplus (6 months)		+$124,500