Affordable Housing Economic Model
From Open Source Ecology
Meta
- All cities have affordable housing mandates, with typical ___________ budgets
Detail
- Free or near free land from cities
- Build in renewable energy - lifetime cost and global warming issues addressed.
- $100k price (land and utilities not included).
- Like Habitat, sweat equity gets price down to $75k with 400 hours from owner. $50k materials, $20k OSE fee, $5k labor (crew to install, if owner-builder is not doing it. Free land and in second phase, see later phase.
- Person gets a loan, like normal, from a bank. Eventually a separate bank is set up for house loans. Default is solved by high value production on part of the debtor: labor can be redeemed at any time at a minimum of $50/hr pending basic skills test. Onus is to provide AR/VR/XR training for $50-100/hr value generation on the part of the sweat equity builder
- Affordable house loan institution is created for the home owners. Low profit enterprise.
- Open source blueprints remove all development costs - R&D goes to 0
- City donates a 4000 sf microfactory for 50 houses per year. Can be multiple facilities in multiple neighborhoods.
- CEBs are also used to reduce house cost by 50%. Cement-platic composites - all framing is 3D printed and can be reinforced.
- Rebar trusses.
Later Phase
- Off-grid for 0 utility cost with autonomous house with closed loop water
- 3D printing reduces house cost from $100k to $50k, using waste stream plastic-cement composites. Encapsulating plastic.
- Off-grid utilities with closed loop water. One story structure for simplicity. OSE serves as a regenerative utility company, maintains IFWMS.
