Affordable Housing Economic Model: Difference between revisions
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=Meta= | |||
*All cities have affordable housing mandates, with typical ___________ budgets | |||
=Detail= | |||
*Free or near free land from cities | *Free or near free land from cities | ||
*Build in renewable energy - lifetime cost and global warming issues addressed. | *Build in renewable energy - lifetime cost and global warming issues addressed. | ||
*$100k price. Like Habitat, sweat equity gets price down to $75k. $50k materials, $20k OSE fee, $5k labor. Free land and in second phase, see later phase. | *$100k price (land and utilities not included). | ||
*Person gets a loan, like normal, from a bank. Eventually a separate bank is set up for house loans. Default is | *Like Habitat, sweat equity gets price down to $75k with 400 hours from owner. $50k materials, $20k OSE fee, $5k labor (crew to install, if owner-builder is not doing it. Free land and in second phase, see later phase. | ||
*Affordable house loan institution is created. Low profit enterprise. | *Person gets a loan, like normal, from a bank. Eventually a separate bank is set up for house loans. Default is solved by high value production on part of the debtor: labor can be redeemed at any time at a minimum of $50/hr pending basic skills test. Onus is to provide AR/VR/XR training for $50-100/hr value generation on the part of the sweat equity builder | ||
*Affordable house loan institution is created for the home owners. Low profit enterprise. | |||
*Open source blueprints remove all development costs - R&D goes to 0 | *Open source blueprints remove all development costs - R&D goes to 0 | ||
*City donates a 4000 sf microfactory for 50 houses per year. Can be multiple facilities in multiple neighborhoods. | *City donates a 4000 sf microfactory for 50 houses per year. Can be multiple facilities in multiple neighborhoods. | ||
Latest revision as of 10:36, 19 July 2021
Meta
- All cities have affordable housing mandates, with typical ___________ budgets
Detail
- Free or near free land from cities
- Build in renewable energy - lifetime cost and global warming issues addressed.
- $100k price (land and utilities not included).
- Like Habitat, sweat equity gets price down to $75k with 400 hours from owner. $50k materials, $20k OSE fee, $5k labor (crew to install, if owner-builder is not doing it. Free land and in second phase, see later phase.
- Person gets a loan, like normal, from a bank. Eventually a separate bank is set up for house loans. Default is solved by high value production on part of the debtor: labor can be redeemed at any time at a minimum of $50/hr pending basic skills test. Onus is to provide AR/VR/XR training for $50-100/hr value generation on the part of the sweat equity builder
- Affordable house loan institution is created for the home owners. Low profit enterprise.
- Open source blueprints remove all development costs - R&D goes to 0
- City donates a 4000 sf microfactory for 50 houses per year. Can be multiple facilities in multiple neighborhoods.
- CEBs are also used to reduce house cost by 50%. Cement-platic composites - all framing is 3D printed and can be reinforced.
- Rebar trusses.
Later Phase
- Off-grid for 0 utility cost with autonomous house with closed loop water
- 3D printing reduces house cost from $100k to $50k, using waste stream plastic-cement composites. Encapsulating plastic.
- Off-grid utilities with closed loop water. One story structure for simplicity. OSE serves as a regenerative utility company, maintains IFWMS.