Affordable Housing Economic Model: Difference between revisions

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*Free or near free land from cities
*Free or near free land from cities
*Build in renewable energy - lifetime cost and global warming issues addressed.  
*Build in renewable energy - lifetime cost and global warming issues addressed.  
*$100k price
*$100k price. Like Habitat, sweat equity gets price down to $75k. $50k materials, $20k OSE fee, $5k labor. Free land and off-grid utilities with closed loop water. OSE serves as a regenerative utility company, maintains [[IFWMS]].
*Person gets a loan, like normal, from a bank. Eventually a separate bank is set up for house loans. Default is afforded by high value production on part of the debtor: labor can be redeemed at any time at a minimum of $50/hr pending basic skills test. Onus is to provide AR/VR/XR training for $50-100/hr value generation
*Person gets a loan, like normal, from a bank. Eventually a separate bank is set up for house loans. Default is afforded by high value production on part of the debtor: labor can be redeemed at any time at a minimum of $50/hr pending basic skills test. Onus is to provide AR/VR/XR training for $50-100/hr value generation
*Affordable house loan institution is created. Low profit enterprise.
*Affordable house loan institution is created. Low profit enterprise.

Revision as of 11:31, 13 July 2021

  • Free or near free land from cities
  • Build in renewable energy - lifetime cost and global warming issues addressed.
  • $100k price. Like Habitat, sweat equity gets price down to $75k. $50k materials, $20k OSE fee, $5k labor. Free land and off-grid utilities with closed loop water. OSE serves as a regenerative utility company, maintains IFWMS.
  • Person gets a loan, like normal, from a bank. Eventually a separate bank is set up for house loans. Default is afforded by high value production on part of the debtor: labor can be redeemed at any time at a minimum of $50/hr pending basic skills test. Onus is to provide AR/VR/XR training for $50-100/hr value generation
  • Affordable house loan institution is created. Low profit enterprise.
  • Open source blueprints remove all development costs - R&D goes to 0
  • City donates a 4000 sf microfactory for 50 houses per year. Can be multiple facilities in multiple neighborhoods.
  • CEBs are also used to reduce house cost by 50%. Cement-platic composites - all framing is 3D printed and can be reinforced.
  • Rebar trusses.

Later Phase

  • Off-grid for 0 utility cost with autonomous house with closed loop water
  • 3D printing reduces house cost from $100k to $50k, using waste stream plastic-cement composites. Encapsulating plastic.