Why There Are No Affordable Homes: Difference between revisions
Jump to navigation
Jump to search
No edit summary |
(Minor Clarification) |
||
| Line 9: | Line 9: | ||
First, there are plenty of $100-150k homes on Zillow: about 100k+. Buy maybe not in desirable locations? [https://www.zillow.com/ca/houses/?searchQueryState=%7B%22mapBounds%22%3A%7B%22west%22%3A-132.16065190625%2C%22east%22%3A-106.45264409375%2C%22south%22%3A30.34056957913899%2C%22north%22%3A43.88674694702474%7D%2C%22isMapVisible%22%3Atrue%2C%22filterState%22%3A%7B%22price%22%3A%7B%22min%22%3A50000%2C%22max%22%3A150000%7D%2C%22mp%22%3A%7B%22min%22%3A170%2C%22max%22%3A510%7D%2C%22sort%22%3A%7B%22value%22%3A%22globalrelevanceex%22%7D%2C%22ah%22%3A%7B%22value%22%3Atrue%7D%2C%22con%22%3A%7B%22value%22%3Afalse%7D%2C%22mf%22%3A%7B%22value%22%3Afalse%7D%2C%22manu%22%3A%7B%22value%22%3Afalse%7D%2C%22land%22%3A%7B%22value%22%3Afalse%7D%2C%22tow%22%3A%7B%22value%22%3Afalse%7D%2C%22apa%22%3A%7B%22value%22%3Afalse%7D%7D%2C%22isListVisible%22%3Atrue%2C%22mapZoom%22%3A6%2C%22usersSearchTerm%22%3A%22California%22%2C%22regionSelection%22%3A%5B%7B%22regionId%22%3A9%2C%22regionType%22%3A2%7D%5D%2C%22schoolId%22%3Anull%7D] | First, there are plenty of $100-150k homes on Zillow: about 100k+. Buy maybe not in desirable locations? [https://www.zillow.com/ca/houses/?searchQueryState=%7B%22mapBounds%22%3A%7B%22west%22%3A-132.16065190625%2C%22east%22%3A-106.45264409375%2C%22south%22%3A30.34056957913899%2C%22north%22%3A43.88674694702474%7D%2C%22isMapVisible%22%3Atrue%2C%22filterState%22%3A%7B%22price%22%3A%7B%22min%22%3A50000%2C%22max%22%3A150000%7D%2C%22mp%22%3A%7B%22min%22%3A170%2C%22max%22%3A510%7D%2C%22sort%22%3A%7B%22value%22%3A%22globalrelevanceex%22%7D%2C%22ah%22%3A%7B%22value%22%3Atrue%7D%2C%22con%22%3A%7B%22value%22%3Afalse%7D%2C%22mf%22%3A%7B%22value%22%3Afalse%7D%2C%22manu%22%3A%7B%22value%22%3Afalse%7D%2C%22land%22%3A%7B%22value%22%3Afalse%7D%2C%22tow%22%3A%7B%22value%22%3Afalse%7D%2C%22apa%22%3A%7B%22value%22%3Afalse%7D%7D%2C%22isListVisible%22%3Atrue%2C%22mapZoom%22%3A6%2C%22usersSearchTerm%22%3A%22California%22%2C%22regionSelection%22%3A%5B%7B%22regionId%22%3A9%2C%22regionType%22%3A2%7D%5D%2C%22schoolId%22%3Anull%7D] | ||
So what is the housing shortage of 5 million homes all about? [https://www.cnbc.com/2020/01/21/housing-market-falling-short-by-nearly-4-million-homes-as-demand-grows.html] It is that more people want to buy homes than there are homes. So that means people either rent (from places that are typically owned by a large group, and thus the conflict of intrest (profit over affordability) leads to high | So what is the housing shortage of 5 million homes all about? [https://www.cnbc.com/2020/01/21/housing-market-falling-short-by-nearly-4-million-homes-as-demand-grows.html] It is that more people want to buy homes than there are homes. So that means people either rent (from places that are typically owned by a large group, and thus the conflict of intrest (profit over affordability) leads to unreasonably high payments (see [[Rentier Capitalism]] )) ), or go into less favored options. | ||
=Links= | =Links= | ||
Revision as of 22:08, 21 October 2020
Affordability Issues
Affordability is a matter of perspective. Are people dying from not having a house? Not really. But they may be paying more or live in poor conditions.
How many people in the USA live in substandard housing?
Data
First, are there affordable homes?
First, there are plenty of $100-150k homes on Zillow: about 100k+. Buy maybe not in desirable locations? [1]
So what is the housing shortage of 5 million homes all about? [2] It is that more people want to buy homes than there are homes. So that means people either rent (from places that are typically owned by a large group, and thus the conflict of intrest (profit over affordability) leads to unreasonably high payments (see Rentier Capitalism )) ), or go into less favored options.
Links
- Authoritative book - [3]. So then: is policy the way to go for regenerative solutions at scale, or is it done through entrepreneurship, where clever entrepreneurship solves all business problems, which include policy deficits? The grand debate: enterprise or policy?
- Housing Without Debt. Critique:
- In the USA, land is much cheaper than in the UK, so the gravity of the issue is less.
- Still, that doesn't solve house affordability.
- Construction: what if people developed the land that they live on? That's a great idea, but the reality is that very few people want to or can build their own home, according to OSE data. From the OSE workshops that people attended - zero built the Seed Home 1 so far.
- Thus, we need to solve for an assisted construction model. 25% of overall population builds their own home. We can bring that up to much higher, with lower costs. To get there, we will need to provide the general contracting as well.
- Seed Home 2 Operations