Housing Statistics: Difference between revisions
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*USA housing market is $4T for houses and rent [https://sgp.fas.org/crs/misc/IF11327.pdf] (rent appears to be 3x of houses) | *USA housing market is $4T for houses and rent [https://sgp.fas.org/crs/misc/IF11327.pdf] (rent appears to be 3x of houses) | ||
*Sale price of all homes: | |||
<html><a href="https://www.redfin.com/us-housing-market?section=overview&selectedMetricIndex=0&selectedPropertyType=All&selectedYear=1"> <img 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" alt="Graph of the median sale price in the US" /></a></html> | |||
=2022= | =2022= | ||
Revision as of 22:01, 22 September 2023
2023
- USA housing market is $4T for houses and rent [1] (rent appears to be 3x of houses)
- Sale price of all homes:
2022
- House size is the largest in the USA and 4 other English colonials - as a matter of culture and speculation [2]
- High interest rates shift house sales to people who can pay cash - [3]
- 5-15%, while the drop in 2008 was 27%. [4]
- Home prices falling in 2022 [5]
- Number of construction workers in the USA - about 8M - [6]. If there are 1.4M houses built in America per year, then it takes about 6 people per house. The OSE standard of 1/4 person per house is being proven in 2022.
- "New Home Sales Plunge in Face of Surging Costs: As new home sales dropped 16.6 percent in April, house prices continued their relentless upward trend. The median price of new houses sold in April climbed to an all-time high of $450,600, up 20 percent from a year ago and more than 45 percent from April 2020. With the average sales price even higher than that at $570,300 and mortgage rates that have surged by more than two percentage points since the start of the year, many prospective buyers are effectively priced out of the market" - Source: [7]
- $450k average home price USA new construction - [8]
- In OECD countries,
- 44 million are burdened by cost of housing [9]
- Shortage of homes for sale = 600k USA, 1.6M supply is being produced, new households are about 1M, and demolitions are 1/3 of that each year. [10]
- Largest homebuilder builds 53k homes per year in the USA. [11]
- 36k construction contractors exist in the USA alone [12]
2021
- Shortage of housing in the USA is 6.8 million homes. To break even over the next 10 years, the National Association of Realtors found, we would need to build at least 700,000 new homes each year. [13]
- Number of houses built per year - about 1.5M in the USA - [14]
- Number of tiny houses built per year - about 1.5K [15]
- Spec vs owner-builder housing - 50k owner built homes in 2014 [16]. This is a small fraction of total supply. But, this does not include rural areas (no permits) - which may bring the number up to be much higher.
- Custom homes are about 20% of all construction [17]