Cryptocurrency is a transparent and distributed form of Funnymoney, tracked on an open ledger of transactions. The fundamental issue about cryprocurrency is that they are backed by belief only - just like other fiat currencies. In this sense, they are not evolving the monetary system. On the other hand, cryptocurrency rides on a transparent ledger, so that it is less subject to corruption. As a form of innovation for distributed finance, and its compatibility with smart contracts, the value of cryptocurrency is high due to its self-executing, efficient nature with built-in trust mechanisms that don't require a trusted third party. If someone says that crypto is a bubble - they are not appreciating the aforementioned innovative value.
OSE Case for the OSE Bank
OSE is interested in innovation in 'finance' as well. The OSE Bank is different than fiat currencies and cryptocurrencies. The OSE Bank goes direct to value creation, and produces unmoney. We don't need money. We need the things that money can buy. The OSE Bank provides the things that money can buy. As such, it includes an equipment pool of production machines, and expertise for distributed productivity on a small scale. The OSE is a mashup of a tool lending library, access to expert consultants, and augmented reality job training for rapid learning.
Thus, capitalization is earned - and anyone's sweat equity: ability to learn and do - provides the new substance of an economy. Since knowledge and learning are not a scarce resource, the intent is to create an economy that is not based on Artificial Scarcity.
How would the OSE Bank work? Say you need to build a house. You could spend $340k on average for a new house. Or, you could go to the OSE bank, and either rent equipment (sawmill, tractor, 3D printer, brick maker, etc) for about $10k for one month, take an augmented reality crash course on house building - and build your house for about $10k with your labor. With effective machines, it takes 1 day to produce bricks, one day for lumber, and 3D printing takes care of other parts. Or, or you can hire bank staff to produce and deliver materials to you for about $50k. Or, you can hire staff to do the full build for you at about $100k + land. So for anywhere from $10k and up - you can produce the same $340k house. You don't need money - you need the resources that the money would buy - materials + machines + expertise - and the build transitions from a lifetime of debt slavery to 2 months of your time up front. Using concepts of Incremental Housing, you build up as your needs grow. And, you build in productive infrastructure - such as producing energy, water, food, or products in a garage-scale microfactory - and your digital homestead is producing value for you every month - instead of being a financial burden for which you are forced to take on a job that is not consistent with your own Self-Determination.
Say you need to start a semiconductor foundry. You'll just need a building, ultra high vaccuum pumps, some plasma deposition equipment, etc. These are just machines - plus expertise - and if you have a library of open blueprints for these - you are set to start your foundry.
What about expensive materials? That is addressed from rocks, sunlight, plants, soil, water - which are transformed to feedstocks of the modern economy. Equipment for producing these from raw resources, or from recycled feedstocks, is part of the OSE Bank. There is only 50 or so critical machines that you need to bootstrap a new civilization from dirt and twigs. So if you have the capacity to make ball bearings, metal, plastics, and other compounds from common resources - you are set and can begin to think about - 'Where does self-determination take me in harmony with others and with natural life support systems.'
OSE's currency would have to be backed by real resources. Such as the capital in the equipment and skill pool of the OSE bank. Thus introducing collaborative design for a transparent and inclusive economy of abundance.
Ben Goertz Explanation to Joe Rogan Experience Podcast
If it's me, i'd stick to mostly singularitynet based resources for understanding because it's a broad and transferable concept and maybe the most well put together model for such a thing. They're also the people who you would want to partner with when scaling what you're doing for a mutually beneficial relationship. There's another guy who's good at explaining the purpose and value proposition of bitcoin itself and that would be milo yiannopolis but he can go on for hours about btc which is only really relevant as a proof of concept for dao (decentralized autonomous organization). Robin at oddbot and who is an admin in the singularitynet telegram group (or pythoned or zolgo and maybe a guy named joe ran for that matter, there is a developer group also) would be another good resource for more technical ends of questions you might have.
Most of my professional experience is relevant to 1cI (the design and building of industrial machines). Maybe conceptually 1b from an organization building standpoint, although there are a few ppl in the world trying to build co-ops. and then maybe apparently some sort of organizational architect......so i thought i would be doing humanity a disservice if i was aware of your work and didn't try to help scale it, idk where or if I personally fit into any of this but will do what i can.
- How to start a distributed ledger - . About distributed ledgers from IBM -
- How to start a cryptocurrency - 
- What is a cryptocurrency exchange? 
- How to set up a crypto exchange -